Home renovation projects are a considerable investment for the homeowner and the renovation company. As a homeowner, you want to end up with a quality product, and as a company, you want to avoid any legal issues that could arise from the project. However, this is not always the case. The home renovation comes with numerous risks, and sometimes, accidents do happen. This is an area that you, as a business owner, need to be aware of to protect yourself and your company. You could face serious legal problems if you are unaware of the potential risks. This article will discuss four legal facts that every home renovation company should know about work injuries.
Employees can sue for workplace injuries
If an employee is injured while working on a home renovation project, they may be able to sue the company for their injuries. This is why it is essential to have workers’ compensation insurance. This type of insurance will cover the injured employee’s medical expenses and provide them with a portion of their lost wages. Depending on the severity of the injury, the employee may also be able to sue for pain and suffering or even punitive damages.
If an employee decides to sue the company, it is vital to have an experienced lawyer on your side. Experienced workers compensation attorneys will know how to defend your company and will also be able to negotiate a settlement that is fair for both parties. They can also help you avoid going to court, which can be costly and time-consuming.
Homeowners can sue for injuries sustained on their property
If a homeowner is injured while a home renovation project is taking place on their property, they may also be able to sue the company. This is why it is vital to have liability insurance. This type of insurance will protect your company if a homeowner decides to sue for injuries they sustained on their property.
Liability insurance will also cover any damage to the property during the home renovation project. It is important to note that homeowners can also sue for emotional distress if they feel the company put their safety at risk due to its negligence.
Without insurance, your company would be responsible for paying any damages awarded to the homeowner. This could end up being a very costly mistake, so it is crucial to make sure that you have adequate insurance coverage.
Homeowners can sue home renovation companies for defective products
If a home renovation company uses a defective product during a project, they may be held liable for any injuries or damages that occur as a result. Defective products could include anything from faulty electrical wiring to dangerous chemicals. If a product is defective, the company could be sued by the homeowner or the injured employee.
Defective product cases can be complex and costly. To prove innocence, the company must show that they used the product per the manufacturer’s instructions and that it was not defective when it left the factory. Having a good lawyer on your side is crucial if you are facing a defective product lawsuit.
A company does not have to pay for all charges related to an injury
The company is not responsible for all of its medical bills if an employee is injured while working on a home renovation project. The workers’ compensation insurance will only cover a portion of the medical expenses. The employee will also be responsible for any deductibles or co-pays required by their insurance policy.
Additionally, the company is not required to pay for the employee’s lost wages. Workers’ compensation insurance will provide the employee with a portion of their lost wages, but they will not be reimbursed for their entire salary.
If the company can prove that the employee’s injury was caused by their negligence, they may not be required to pay anything. For example, if the employee was not wearing proper safety equipment and was injured. As a result, the company may not be held liable. However, if the company was aware of the hazard and did not take steps to correct it, it could be held responsible.
Home renovation companies can be sued for various reasons. It is essential to have adequate insurance coverage and a good lawyer if you are facing a lawsuit. Home renovation companies can also be held responsible for defective products, so it is essential to use quality products and follow the manufacturer’s instructions. Finally, the company is not responsible for all of the employee’s medical bills or lost wages. Workers’ compensation insurance will cover a portion of these costs.