Can You Finance Window Replacement?

Arya

Beautiful fireplace in modern cottage

It goes without saying that one of the main obstacles standing between us and things we would like to do is money. 2020’s global pandemic shut-downs really shone a light on this like at no other time in recent memory. Millions of people had big plans when 2019 ended; they were going to upgrade their homes with some key renovations, only to have those plans fall through when they lost their jobs and when most renovation companies were forced to close. 2021 is bouncing back fairly well, however, and many people are starting to make those necessary upgrades in their homes now. However, money is still an issue.

Though, there might be another way that you could get a crucial upgrade like window replacement without having to pay for everything upfront. How about financing? That’s available for cars and television sets and even clothing, so can you actually finance something like replacing the windows in your home? Being able to get the product now while paying later doesn’t seem like something construction would offer. Let’s read some more about it.

Yes, You Can Finance Your Purchase

Actually, believe it or not, financing is 100% something you can do if you want to replace your windows. The catch here, however, is that not every sort of company is offering this. You would have to find an ideal Window Company to get this type of deal. Most other companies are far too interested in profit and adverse to risk to offer financing, whereas the best in the business are a different breed and are trying to help customers, especially during difficult times. There are many different benefits to this type of financing.

5 Great Benefits of Financing Your Replacement Job

1: Get the Work Now, Pay Later

The first big benefit of financing is that you get the work done right away. If you need a window replacement, then your windows are replaced upon qualifying for the financing. This isn’t like some layaway program, where you have to finish paying the product off first. The right company will get the work out of the way and then bill you later on for it. That’s pretty huge.

2: No Money Needed to Put Down

Another big benefit here for those who qualify is that you don’t have to put money down. On a lot of different products you finance, like fancy smartphones and automobiles and even homes, you have to put a certain percentage down initially. With window financing, this isn’t the case. If you qualify, you qualify. It’s as simple as that.

Professional handyman installing window at home.

3: No Payments for a Year

You also have the benefit of getting your finances in order and preparing for the payment schedule. You will not have to make a payment for a year. This is a better practice, as it gives people a lot of time to prepare and budget out for that payment, so it’s easier on the customer and more lucrative for the company offering the financing. It’s a win-win.

4: Lower Interest Rates

There are some companies out there that are going to offer you financing because they know they’re going to make a small fortune off of every qualified person by charging them very steep amounts of interest. This is the predatory lending that helped spur on the 2008 housing collapse. Though this isn’t something you’re going to find great window companies offering financing. They’re not gouging people with interest, and they’re not throwing in surprise adjustments.

5: Easy to Make Payments

Payments are also easy to make. Some places have a complex system that requires people to jump through hoops and then charges them a steep late fee if they can’t figure it all out. This isn’t the case with quality window financing. The payments are very easy and convenient to make, right from your phone.

Most people who will read this article may have long wanted to replace their windows but had no idea that they could actually finance the job. Well, it’s true; you can get window financing when you go through the right local company.

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