Payday Loan Online Is a Popular Way of Lending in the USA


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An online payday loan is a loan for a short period of 10 to 30 days. This service is in demand among clients who, for one reason or another, lack a certain amount of money before wages. Usually, the amount of such loans is also insignificant – $ 200 – $ 5,000. That is, it is assumed that having received a salary, you will be able to repay the loan to a financial company.

Urgent financial support

The main and only goal of is to provide financial assistance to clients, here and now, when money is urgently needed.

We provide loans to a bank card without collateral, certificates, and guarantors, with approval up to 100% in all US cities. To help people quickly, we accept applications around the clock and seven days a week.

For our clients, there is no longer a need for personal visits to the bank and long waiting for an answer, or filling out questionnaires on the websites of financial organizations. Our company introduced a unique product to the market – a credit to a bank card in 5 minutes, via a mobile application.

3 simple steps will help you instantly get a payday loan online:

  1. Download the app and enter your mobile phone number
  2. Take a selfie and photo of your passport, TIN, or ID card
  3. Choose the amount, accept the terms of the contract and get the money in a fast way.

Benefits of term loans

It is profitable to take out a payday loan online because:

  1. It is possible to obtain a loan at 0%. Most microcredit companies provide new clients with an interest-free loan of up to $ 5,000 for 30 days.
  2. Fast confirmation and issue of money. It will take you 5 to 20 minutes to apply and receive a payday loan on your card.
  3. The minimum set of documents. You will need an internal US passport and an individual tax number.
  4. There is no need to register property on security, to clarify the purpose of receiving funds.

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Minimum requirements for borrowers

Together with, you will get access to profitable loan programs. Clients are not required to provide certificates, data of the guarantor, and other information. The client provides personal data from the passport indicating the tax number.

As for the requirements, they are standard, and usually boil down to the following points:

  • citizenship in the United States, the presence of a permanent residence permit;
  • availability of regular income (not confirmed by certificates);
  • compliance with the age range of the MFO. Usually, it is 21 / 23-65 years old. If desired, citizens of other age groups will also find a loan option.

The programs involve the issuance of a small amount and increased interest rates, so the criteria for borrowers are significantly lower. Thanks to this, a payday loan can be taken even if you have a bad credit history.

How long can you receive money?

The term payday means that you take money for up to one month. If this is not enough, then the HartLoan service can prolong the loan term from 90 to 365 days.

Responsibility and security guarantee

Credit in the mobile application is the most reliable and secure online loan service. This is a fairly simple and easy way to get funds instantly to a bank card from anywhere in the United States or the world.

HartLoan provides loans to borrowers without formal employment, students, retirees, and clients with imperfect credit histories. To obtain a loan, you only need a passport and TIN. All personal data is reliably protected by the latest software and is not used by third parties.

Payday Loan Online Is a Popular Way of Lending in the USA was last modified: by