5 Ways To Insulate Your Home Without Breaking The Bank

Many homes are now built with great insulation, especially in areas where the climate is colder. It’s the best way to keep warm air in and cold air out during those colder months. Older homes, or those built without winter in mind, might need some extra protection, but getting a professional to come in and insulate can be quite expensive and time consuming. 

If you are looking for simpler options that won’t include opening walls or getting into the roof, luckily for you there are some DIY tricks you can use to insulate your home without breaking the bank. 

1. Window coverings

Possibly the easiest and most cost-effective option is to get some good window coverings. Whether you choose black out blinds, thick heavy curtains, or classic plantation shutters, most window covering will help in keep cold air out and warm air in. Some shutters come with many adjustable options so you have control over the amount of light or air you want to let in. 

Try and stay away from any coverings that are too light or wispy as they won’t provide much protection. Another option might be to change your coverings by season. You can opt for thick long curtains in winter and sheer coverings in summer. Give your windows double protection by having both curtains and shutters, that way you can control the climate and the light as you please. 

2. Seal windows and doors

Cold air can leak into your home and warm air can escape through small gaps in your windows, doors, roof, and floors. In fact, an un-insulated home can lose roughly 60% of its energy through walls and the attic. (1)

If insulating your whole home is not feasible, consider closing up and sealing any gaps where air can escape. You can use sealant strips around door and window frames and fill in any holes in your walls or floors with putty or sealer. This is a quick and easy fix to stop a cold draft in its tracks. (1)

3. Insulate plumbing pipes

If you don’t mind getting your hands a little dirty, one way to ensure you’re not losing heat in your home is to insulate your water pipes. Not only is it relatively inexpensive, but you will also save money on energy costs. 

You can use flexible foam or foam-foil pipe insulation to cover your hot water pipes. This can also dampen any sound from your pipes, so you won’t have to deal with any annoying trickling or clanging noises. 

4. Replace screen doors

One area that many forget about when insulating their home is their front door. If you don’t have a storm door, or you have an old wire screen door, you could be leaving your home open to cold winter drafts. To stop the cold from seeping in you can get your home a glass storm door instead. While you’re probably going to keep your doors closed during winter anyway, storm doors do provide an extra barrier to stop the cold from entering your home. 

The best quality storm doors will use what’s called “low emissivity,” or “low-e,” glass or glazing. While most homes in warmer areas might not need that extra protection from the cold, it works both ways: what keeps air out also helps to keep air in. On those hotter than hot days, the right glass storm door can help keep cool air inside your home and stop the heat from coming in. (2)

Construction worker putting sealing foam tape on window indoors

Construction worker putting sealing foam tape on window indoors

5. Consider double glazed windows

While certainly not the cheapest option, as it includes replacing your windows, choosing double glazed is an investment you’re going to want to make. Much like wrapping up your hot water pipes, double glazed windows will save you money on energy costs and can help to reduce noise transfer from the outside. 

How double or even triple glazing works is that the sealed air gap between the glass panes acts as an added layer of insulation. This helps to reduce heat loss in winter and heat gain in summer. If you are looking for some form of insulation that will last and save you money in the long run, this is probably going to be your best option. (3)


Remember, you can insulate your home simply by covering your windows properly or sealing any gaps around your doors, windows, or in your floors. You can opt to pay a little more for extra protection in the form of a storm door, pipe coverings, or even getting double glazed windows. 

Controlling the climate of your home doesn’t have to cost a fortune. If your home needs that little extra help, consider following the tips above to insulate on a budget.


  1. “9 Fun Facts About Insulation,” Source: https://www.oliverheatcool.com/about/blog/news-for-homeowners/9-fun-facts-about-insulation/
  2. “Doors,” Source: https://www.energy.gov/energysaver/design/windows-doors-and-skylights/doors
  3. “A Complete Guide to Double Glazed Windows,” Source: https://www.redenergy.com.au/living-energy/smart-homes/a-complete-guide-to-double-glazed-windows
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